Serving Railway Employees Since 1907 — member-focused loans, savings and welfare facilities for eligible Railway employees.
A century-plus of member-focused service to Railway employees
The Railway Employees' Co-operative Credit Society Ltd. (Regd. No. 52) was established in 1907 and has been serving its members for over 119 years. The Society operates a network of branches identified by Railway station codes, with a new branch proposed to be opened at Nanded.
Facilities available to eligible members, subject to the Society's Bye-Laws and rules
Free loan coverage for all loans, payable upon the death of a member, subject to the Society's rules.
Worldwide personal accident coverage for members, effective from the date of the first CMTD received by the Society.
Recognition and support for members' children's education-related achievements.
Monthly subscription (CMTD) based savings linked to your basic pay slab, forming part of your Society membership.
Branch enquiries, WhatsApp updates, free SMS alerts and Zoom-based support for members.
Contact the Society for current eligibility, amounts and terms
Minimum ₹12 Lakhs, Maximum ₹35 Lakhs (w.e.f. 01.09.2025). EMI tenure up to 120 months. One surety required.
Enquire Now →Minimum ₹8 Lakhs, Maximum ₹10 Lakhs. EMI tenure up to 60 months. One surety required.
Enquire Now →Minimum ₹10 Lakhs, Maximum ₹12 Lakhs. EMI tenure up to 120 months. One surety required.
Enquire Now →Minimum ₹8 Lakhs, Maximum ₹10 Lakhs. For purchase of Society-supplied 24 Ct gold coins/bars, repayable over up to 120 months.
Enquire Now →Established Since 1907
Focused Solely on Railway Employees
Member-Oriented Services & Welfare Schemes
Accessible Branch Network Across Railway Zones
Official information published by the Society — tap any image to view it in full size
Reach The Railway Employees' Co-operative Credit Society Ltd.
Ashok Vihar Complex, Old Zoo Road,
Near Central Railway Station,
Chennai – 600 003.
BSNL: 044-25382995, 044-25367757
Rly. Phone: 22697, 23355, 22138
